![]() Gopal Gidwani is a freelance personal finance content writer with 15+ years of experience. It adds another layer of benefit over and above those American Express offers on its credit cards. The direct discount on MRP provided by the online merchant is an additional bonus. You can club multiple benefits such as reward points, milestone benefits, festive spend-based offer, RM spend-based offer, etc. So, please read and understand the card-related and offer-related terms and conditions. Also, every American Express offer, whether the festive spend-based offer or RM spend-based offer, is subject to specified terms and conditions. Important note: Please note that each American Express credit card has terms and conditions for earning various benefits like direct discounts, reward points, and milestone benefits. You need to make sure all the offers are valid on the date of your transaction to benefit from multiple offers. You can club the benefits of the above RM spend-based offer with the festive spend-based offer (discussed in the earlier section, valid from 15 Sep to ) and the base reward points and the milestone benefits, making it a triple-benefit opportunity. 2 lakhs on the Reward Multiplier platform listed merchants, they can earn gift vouchers worth Rs. View Full Image American Express Reward Multiplier (RM) festive spend-based offerĪs seen in the above example, when a cardholder spends Rs. ![]() As per the offer, when you spend the specified amount or more, through merchants listed on the RM platform, you get a gift voucher of a specified amount.Īmerican Express Reward Multiplier (RM) festive spend-based offer From time to time, American Express comes out with offers for shopping through the RM platform, wherein they offer specified brand gift vouchers for spending a specified amount.įor example, American Express has announced a spend-based offer valid from 16th October to 14th November 2023 for shopping through the RM platform. When you visit any listed merchant through the RM platform and shop, you get 2X to 5X reward points (subject to certain terms and conditions). You can club the benefits of the above festive spend-based offer with the base reward points and the milestone benefits, making it a double-benefit opportunity.Īmerican Express has a Reward Multiplier (RM) platform that lists various online merchants. Similarly, different cardholders have received different offers. View Full Image American Express festive spend-based offerĪs seen in the above example, if the cardholder spends Rs.
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